The base policy is the primary health insurance that covers you and your loved ones.
You can consider enrolling for a group health insurance policy offered by ICICI Lombard GIC for Kuvera users if you:
(a) Don't have a personal/family floater insurance
(b) Features/waiting period of your existing policy is inferior or provide lesser coverage.
(c) Existing policy coverage amount is insufficient.
Also, keep in mind, if the only health cover you have is that provided by your employer, then this coverage may lapse when you change jobs.
