Does my subscription to Tax Harvesting cover all my accounts ?

Answer 1

Tax Harvesting is enabled based on the taxpayer PAN. Say for example a husband and wife have 4 accounts –

1. Wife Individual 
2. Husband Individual
3. Wife + Husband Joint
4. Husband + Wife Joint

If the Wife then enables Tax Harvesting in her account it will also enable it for Wife + Husband Joint account as for tax filing purposes LTCG in both the Wife and Wife + Husband account will be attributed to Wife’s tax returns. So, you will have to enable Tax Harvesting individually for every taxpayer in your family. In our example, it would mean to enable Tax Harvesting for Wife and Husband separately.